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Business Finance

Business Finance Solutions & Services

At New Age Partners, we work in partnership with banks and alternative lenders to find the right funding solution for your business. Whether you need to optimize cash flow, acquire essential assets, manage international trade, secure property funding, or safeguard against bad debt, our dedicated team of experts is here to guide you every step of the way.

Our Services

As a trusted partner in commercial finance solutions, we specialize in providing a comprehensive range of financial services tailored to meet the unique needs of our clients’ businesses. Our service focuses on the core financial products below:

Invoice Finance

Unlock Your Business's Cash Flow with Factoring or Discounting

Looking to access cash advances against your outstanding debtor ledger? Invoice finance is an ideal solution for businesses facing cash flow challenges and longer payment terms. It enables you to unlock the capital tied up within your outstanding invoices, bridging the gap between raising a customer invoice and receiving payment. This flexible product offers a great alternative to fixed-cost lending, providing you with the working capital you need to fuel your business's growth.

Trade Finance

Bridge the Cash-Flow Gap with Trade Finance

Need to access funds to pay overseas suppliers? Trade finance is an effective solution to fund the purchase of finished goods from overseas suppliers, whether for sale within the UK or for onward export. With trade finance, lenders provide upfront funding based on a confirmed purchase order or speculative sales forecasts. This allows you to bridge the cash-flow gap between paying your suppliers and receiving payments from your customers. Our tailored trade finance solutions offer a reliable way to manage your working capital and ensure smooth operations.

Asset Finance

Unlock Your Equipment Purchases with Asset Finance

Need to split the cost of a large equipment purchases? We can obtain asset finance and leasing solutions for any asset class, catering to customers with ongoing lease requirements or transactional deals. From hire purchase and finance lease to operating lease and sale and leaseback, we tailor bespoke solutions to meet your specific needs and situation. Our goal is to define the right blend of solutions that attract the best available commercial terms and ensure you can acquire the equipment you need while optimizing your financial resources.

Credit Insurance

Safeguard Your Business with Credit Insurance Brokers

Want to protect your business from the risks of non-payment and bad deb?. We can help you access comprehensive trade credit insurance solutions. This type of insurance offers coverage for businesses in the event of bad debts, customer insolvencies, and other credit-related issues. Our experienced brokers not only broker the best level of cover for our clients but also provide expert advice and arrange credit checks on their customers. With our panels tailored credit insurance solutions, you can mitigate risks, enhance financial security, and focus on growing your business with confidence.

Property Finance

Empowering Developers with Development and Bridging Loans

Seeking development and bridging loans for upcoming projects? Whether it's commercial, residential, or mix-use schemes, ranging from light refurbishments to large-scale ground-up developments, Bridging and Development Finance can be an excellent option. Our services are open to both experienced developers and first-timers, ensuring accessibility and support for all. With our expertise and network of lenders, we can help developers secure the financing they need to bring their projects to fruition.

Partners We Work With

Industries We Serve

We frequently work alongside finance professionals from the following industries to help them obtain access to a suite of commercial finance solutions. Our clients rely on our extensive network and expertise to navigate the diverse options available to them.

Manufacturing

In the fast-paced world of manufacturing, businesses face constant pressure to upgrade equipment, invest in technology, and purchase new assets. These expenses, combined with monthly payments for materials, energy, and maintenance, can strain cash flow. At New Age Partners we offer a solution by restructuring new asset purchases into manageable monthly repayments, ensuring your cash flow remains healthy while you continue to grow your business.

Export

Exporting products or services comes with its own set of challenges, including lengthy payment terms that can create working capital constraints. The upfront costs of production, shipping, and delivery can cause a cash flow gap that is difficult to manage. Our solution is to release working capital tied up in cross-border or domestic trade transactions, allowing you to focus on expanding your business and exploring new overseas markets.

Construction

Cash flow management is a common struggle in the construction industry due to long payment terms, staged contracts, and upfront labour and material costs. At New Age Partners, we can arrange specialised support throughout the various stages of your contracts, ensuring access to the funding you need. By advancing cash against the value of your outstanding invoices, we help you meet day-to-day running costs and have the confidence to take on additional work.

Haulage & Logistics

For businesses in the transport industry, maintaining a fleet can be financially demanding. High operational costs, fluctuating fuel prices, and strict regulations create ongoing pressures. We assist by spreading the cost of investment in new vehicles, advancing cash from unpaid invoices, or releasing funds from the value of your current assets. This flexibility allows you to grow your business and navigate the challenges of the industry.

Business Services

As a provider of business services, we understand that having access to flexible funding options is crucial for your development and growth. Whether you're expanding your customer base, investing in new technology, or optimizing cash flow, we can cater to your needs and provide the necessary financial support.

Wholesale

As a wholesaler, it is essential to invest in your business to stay ahead of the competition. However, managing cash flow while covering recurring expenses such as stock, shipping costs, and warehouse leases can be challenging. At New Age Partners we optimise your day-to-day cash flow, providing the additional funds you need to expand your business, manage seasonality, and fulfil new orders.

Clients We Work With

"Our experience with New Age Partners has been exceptional."

Our experience with New Age Partners has been exceptional. As a Financial Director in the manufacturing industry, managing cash flow is crucial. They understood our unique needs and introduced us to the perfect invoice finance solution. Their expert guidance has not only improved our cash flow but also saved us valuable time. I highly recommend New Age to any business seeking similar cashflow facilities.

“New Age Partners stepped in and transformed our situation”

Our service business was facing cash flow challenges that were affecting day-to-day operations. New Age Partners stepped in and transformed our situation. Their team not only found us the best invoice finance options but also explained the process in a way that made it easy to understand. With their help, we're able to maintain a steady cash flow, ensuring uninterrupted service delivery.

"Partnering with New Age was a great decision for us"

As the Operations Director of a logistics company, I needed a financing solution that aligned with our dynamic business model. George understood our industry intricacies and introduced us to invoice finance options that perfectly fit our requirements. His commitment to finding the right solution saved us time and improved our bottom line. Partnering with New Age was a great decision for us.

"New Age Partners proved to be a reliable partner, guiding us through the intricacies of invoice finance"

Managing finances in the healthcare sector comes with its own set of challenges. New Age Partners proved to be a reliable partner, guiding us through the intricacies of invoice finance. Their extensive network and expertise ensured that we found a lender who aligned with our values and goals. With their assistance, we're now better equipped to provide quality healthcare services.

"I can't thank New Age enough for their invaluable assistance."

I can't thank New Age enough for their invaluable assistance. As a construction manager, staying updated with equipment is vital, but the costs can be daunting. Luke understood our needs and connected us with asset finance solutions that perfectly suited our projects. Their expertise has streamlined our equipment acquisitions, saving us time and helping us stay competitive in the industry.

Speak to an Expert

Our team of knowledgeable consultants possesses a deep understanding of the commercial finance landscape and the diverse solutions available to our clients in each specific area. We take care of the research process so that you can focus on your business.

FAQ

Have a question? See below some common questions we get asked by clients.

Invoice finance works by submitting your unpaid invoices to the finance provider. They advance a percentage of the invoice value (typically up to 90%) and hold the remaining amount as a reserve. Once your customers pay their invoices, the provider releases the remaining funds to you, minus a small fee.

Trade finance offers several benefits, including improved cash flow, reduced payment risks, enhanced supplier relationships, increased sales opportunities, and greater flexibility in managing international trade transactions.

Asset finance can be used to finance a wide range of assets, including but not limited to machinery, vehicles, IT equipment, office furniture, manufacturing equipment, and agricultural machinery. It depends on the specific needs and requirements of your business.

Property finance is suitable for a range of individuals and businesses, including property developers, investors, landlords, homeowners, and businesses seeking commercial property acquisitions or refurbishments.

Credit insurance covers various risks, including insolvency of customers, protracted default (non-payment within agreed terms), political risks, economic risks, and commercial risks. The specific coverage may vary depending on the insurance policy and provider.

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